Who is not allowed to act as a producer for any insurance company in Arkansas?

In Arkansas, individuals must be authorized to conduct business in the state to act as producers for any insurance company. This requirement ensures that producers meet the necessary legal and regulatory standards established by the state, maintaining a framework of accountability and consumer protection.

Being unauthorized means that those individuals have not fulfilled the requirements set forth by the Arkansas insurance regulations, which typically include obtaining the appropriate licenses and registrations. This measure helps ensure that all producers are properly vetted and operate within the laws that govern the insurance industry in Arkansas.

The other options mention specific groups—such as unlicensed producers, those without a college degree, or producers licensed in other states—who may be subject to different regulations, but the key factor in the correct answer is the requirement of authorization to conduct business in Arkansas.