What does a non-resident producer primarily do?

A non-resident producer primarily serves clients in various states by providing insurance services without being restricted to their home state. This role allows them to effectively operate across state lines, which is essential in a diverse and mobile society where individuals and businesses may require insurance coverage in different jurisdictions. Non-resident producers hold licenses in the states where they conduct business, enabling them to sell and service insurance policies legally, regardless of their primary residence.

This function distinguishes them from producers who might be limited to local sales or representation only within their residential state. While selling insurance locally pertains to producers whose activities are confined to their immediate geographic area, and representing an insurance company in their home state focuses on state-specific operations, non-resident producers cater to a broader audience. Additionally, consulting on insurance policy creation, though valuable, does not adequately encompass the primary role of non-resident producers, as their main focus is on selling and servicing insurance across multiple states.