How long can an insured continue coverage under a group plan during total disability if premiums are paid?

Under Arkansas laws regarding group insurance plans, if an insured person becomes totally disabled, they can continue their coverage for a specific period as long as the premiums are paid. The duration for which this coverage can be sustained is set at 6 months. During this time, the insured can maintain their benefits under the group plan without interruption, even in the event of total disability.

This provision is crucial as it provides a safety net for individuals who may be unable to earn an income due to their disability, ensuring they retain health insurance coverage during this vulnerable period. The option of 6 months aligns with the state's regulations, reflecting the law's intention to offer adequate support while balancing the interests of the insurance providers.

Other durations mentioned in the options, such as 3 months, 12 months, or 24 months, do not conform to the established statutory framework for such coverages in Arkansas, making them inappropriate choices in this context.